If you shop at Canadian Tire, Sport Chek or Mark’s, you’re probably already collecting Triangle Rewards. Most people let it trickle in. Used well, the same program can put real money back in your pocket, especially on big purchases like tires, tools and sporting goods.
Here’s how Triangle Rewards works, what you actually earn, and how to multiply it.
How Triangle Rewards works
Triangle Rewards is the free loyalty program for Canadian Tire’s family of stores. You earn CT Money, Canadian Tire’s own digital rewards currency, and spend it like cash at participating stores. $1 in CT Money is worth $1 off your purchase.
You earn at Canadian Tire, Sport Chek, Mark’s (L’Équipeur in Quebec), Party City, Atmosphere, Pro Hockey Life, Sports Experts and other banners, plus CanadianTire.ca.
What you earn
| How you pay or shop | What you earn |
|---|---|
| Triangle Rewards card or app, any payment | 0.4% back in CT Money ($1 for every $250 spent, before tax) |
| Bonus events (“10x”, “20x” and so on) | The base rate multiplied: 10x = 4%, 20x = 8%, 50x = 20% |
| Linked RBC credit or debit card | 3x the base rate (1.2%) |
| Triangle Mastercard | An extra 4% at Canadian Tire family stores, on top of the base rate and any bonus |
| Tim Hortons (since September 2026) | Up to 5% back in CT Money, depending on how you pay |
The base rate on its own is small. The real value is in bonus events and stacking.
How to earn more CT Money
Buy big items during bonus events
Canadian Tire regularly runs bonus CT Money events on specific categories, brands or everything in store. On a $1,000 set of tires, a 10x event is $40 back instead of $4. Planning a big purchase? Wait for a bonus event on that category if you can.
Load your offers in the Triangle app
The Triangle app shows personalized and limited-time offers. Like PC Optimum offers, many need to be activated before you shop, so check the app first.
Stack it with sales and price matching
CT Money is earned on what you actually pay, so it stacks on top of sale prices. Combined with a sale and a bonus event, the total discount on a big item can be substantial. Ask at your store about price matching too; it’s up to each Canadian Tire store. See our price matching guide.
Earn on gas
You can earn CT Money on fuel at Canadian Tire Gas+ stations, and linking your Triangle account to Petro-Points earns extra points at Petro-Canada. Our gas savings guide covers the details.
Link your accounts
If you bank with RBC, linking your card triples your base earn rate. Linking your Tim Hortons app now earns CT Money on your coffee too.
How to use your CT Money
- Use it at checkout in store or online, like cash, at Canadian Tire family stores.
- There’s no special redemption event to wait for: $1 of CT Money is always worth $1. Unlike some programs, there’s no bonus for saving up.
- That means there’s little reason to hoard it. Use it on something you were buying anyway.
Is Triangle Select worth it?
Canadian Tire also has a paid tier, Triangle Select, launched in 2023 at $89 a year, with a 10x bonus on most in-store purchases plus extra perks. The math is simple: at 4% back, you’d need to spend well over $2,000 a year at Canadian Tire family stores just to break even. It only makes sense if you’re a very frequent shopper. Check the current price and benefits in the Triangle app before you sign up.
Triangle Rewards tips at a glance
- Scan your Triangle card or app every time, including at Sport Chek, Mark’s and Party City.
- Time big purchases for bonus CT Money events.
- Activate offers in the app before you shop.
- Link an RBC card or your Tim Hortons app if you use them.
- Spend your CT Money; it doesn’t get more valuable by waiting.
Shopping at Loblaw stores or Shoppers too? See our PC Optimum guide. We also post Canadian Tire deals as they come up; set up Deal Alerts to get the ones you want by email.
FAQ
How much is Canadian Tire Money worth?
$1 in CT Money is worth $1 off at participating stores.
How much CT Money do I earn?
The base rate is 0.4% of your pre-tax purchase, or $1 for every $250. Bonus events multiply it, and a Triangle Mastercard adds 4% at Canadian Tire family stores.
Where can I use Triangle Rewards?
At Canadian Tire, Sport Chek, Mark’s, Party City, Atmosphere, Pro Hockey Life, Sports Experts and other participating stores, plus CanadianTire.ca.
Can I earn CT Money at Tim Hortons?
Yes. Since September 2026, linking your accounts earns up to 5% back in CT Money at Tim Hortons, depending on how you pay.
Last checked October 2026. Earn rates and bonus events change, so check the Triangle app for current details.
